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ANNUAL LOAN LIMITS FOR SUBSIDIZED AND UNSUBSIDIZED STAFFORD LOANS
| Dependent Undergrad Student | Independent Undergrad Student | Graduate Student |
|---|---|---|
| 1st year - $2,625 | 1st year - $6,625* *only $2,625 of this amount may be in subsidized loans. | |
| 2nd year - $3,500 | 2nd year - $7,500* *only $3,500 of this amount may be in subsidized loans. | Up to $18,500 each academic year* *only $8,500 of this amount may be in subsidized loans. |
| 3rd & 4th years - $5,500 | 3rd & 4th years - $10,500* *only $5,500 of this amount may be in subsidized loans. |
MAXIMUM TOTAL DEBT FROM STAFFORD LOANS WHEN YOU GRADUATE
| Dependent Undergrad Student | Independent Undergrad Student | Graduate Student |
|---|---|---|
| $23,000 as a dependent undergraduate student | $46,000 as an independent undergraduate student (only $23,000 of this amount may be in subsidized loans). | $138,500 as a graduate or
professional student (only $65,500 of this amount may be in subsidized loans). The graduate debt limit includes Stafford Loans received for undergraduate study. |
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| Georgia Southwestern State University, 800 Wheatley Street, Americus, GA 31709 |  |