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GSW's Refund Policy

The refund amount for students withdrawing from the institution shall be based on a pro rata percentage determined by dividing the number of calendar days in the semester that the student completed by the total calendar days in the semester. The total calendar days in a semester includes weekends, but excludes scheduled breaks of five or more days and days that a student was on an approved leave of absence. The unearned portion shall be refunded up to the point in time that the amount equals 60%. This policy excludes classes offered through E-campus (eCore and eMajor).

Students that withdraw from the institution when the calculated percentage of completion is greater than 60%, are not entitled to a refund of any portion of institutional charges. No refunds are issued for dropping individual courses after the last day to register.

No refunds will be made to students who withdraw from GSW without filing official withdrawal forms with the Registrar’s Office.

The Date of the first disbursement for the term will be posted on the RAIN Announcement Page or Student Accounts Page


Office of Student Accounts

800 GSW State University Dr.
Americus, GA 31709

229-931-2013 phone
229-931-2768 fax

Monday - Friday: 8:30am - 4:30pm


Do you have a refund?

In order to determine if you have received a refund, please complete the following:

  • Log in to RAIN
  • Select Student Services menu
  • Select Student Accounts menu
  • Select Account Summary by term

BMTX, Inc. Agreement

Our school delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Visit Refund Choices for more information. To view our contract, click here.

Refund Information

Our school delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX. If you have not selected a refund preference, please go to to get started. Spring 2024 refunds will begin on February 16, 2024.

You may have a refund if you find the Detail Code "BMRF". New credits are processed weekly and will be available through BankMobile Disbursements. There could be instances where the monies may not be available if there are changes to your financial aid status or course load.

If you have a credit on your account, you may use it in the Bookstore during the time allotted that the Bookstore allows Financial Aid payments.